Mutiara Umi, Olga, Romi Adetio Setiawan, Syaifudin Syaifudin, and Andika Eko Prasetiyo. “IB Hijrah KPR Financing Mechanism With Murabahah Akad at Bank Muamalat”. Sharia Economic and Management Business Journal (SEMBJ) 5, no. 1 (February 21, 2024): 28-32. Accessed July 9, 2025. https://www.siducat.org/index.php/sembj/article/view/1201.