Suhendri, H., and A. Q. Pudjiastuti. “Determinants of Investment Decision Quality in Village-Owned Enterprises: The Role of Digital Literacy, Behavioral Factors, and Social Environment”. Sharia Economic and Management Business Journal (SEMBJ), Vol. 7, no. 2, June 2026, pp. 283-96, doi:10.62159/sembj.v7i2.1925.