Nasution, D. sartika, Intan Kusuma Pratiwi and Dahruji 2026. Adoption of Digital Micro Wakaf Bank by Ultra-Micro and Micro Businesses in Indonesia. Sharia Economic and Management Business Journal (SEMBJ). 7, 2 (Jun. 2026), 353-366. DOI:https://doi.org/10.62159/sembj.v7i2.2237.